In which country is your employee insured?

You are a Dutch employer and your employee works exclusively in Belgium. Your employee may therefore be insured under the Belgian social insurance system. If so, you will have to deal with Belgian legislation. 

You are a Dutch employer and your employee works exclusively in Germany. Your employee may therefore be insured under the German social insurance system. If so, you will have to deal with German legislation. 

You are a Belgian or German employer and your employee works exclusively in the Netherlands. Your employee may therefore be insured under the Dutch social insurance system. If so, you will have to deal with Dutch legislation.

If your employee is going to be temporarily working in another country, they may be able to remain insured under the social insurance system of the country where your company is based. This situation is called a posting.

Certificate of coverage

If your employee is starting work in another country, they will need an A1 certificate of coverage. This is a certificate showing under which country’s social insurance system your employee is insured.

• If your employee lives in the Netherlands, you can apply to the Sociale Verzekeringsbank (SVB) for the A1 certificate
• If your employee lives in Belgium, you can apply to socialsecurity.be for the A1 certificate
• If your employee lives in Germany, you can apply to the Krankenkasse for the A1 certificate. If your employee is privately insured, you can apply to the Deutsche Rentenversicherung (DRV) for the A1 certificate