Your health insurance

If you have remigrated to the country where you were born, your health insurance will change. In some situations, your medical expenses might still be reimbursed by the Netherlands.

If your medical expenses are not reimbursed by the Netherlands, you must take out health insurance in the country where you live. We will give you an allowance to cover part of the cost.

The Netherlands will reimburse your medical costs if:

  • you get a remigration benefit, plus
  • another Dutch benefit, for example a benefit under the Work and Income According to Labour Capacity Act (WIA ) or the National Survivor Benefits Act (Anw ), or an AOW old-age pension, and
  • you live in a country of the European Union (EU ) or the European Economic Area (EEA ), or in a treaty country , and
  • you do not work in that country, you do not receive a pension from that country, and you do not have health insurance in that country

Dutch health insurance contribution (Zvw contribution)

The Dutch Administration Office (CAK)  will check whether you will remain insured under the Dutch Health Insurance Act (Zvw ) after you have remigrated. If that is the case, we will deduct Zvw health insurance contributions from your remigration benefit.

Healthcare benefit

You may qualify for a healthcare benefit from Dienst Toeslagen. For more information, go to the Dienst Toeslagen website (available only in Dutch).

If the medical expenses you incur in your country of remigration are not reimbursed by the Netherlands, we will pay you an allowance  and you can take out health insurance in your new country. We will pay the allowance together with your remigration benefit. The amount of your allowance will depend on the country to which you move.