Income and your Anw survivor benefit

The amount of your Anw survivor benefit depends on how much income you have because it is a supplement on top of your income.

Some sources of income are:

  • deducted in full from your Anw survivor benefit
  • only deducted in part from your Anw survivor benefit, or
  • not deducted at all from your Anw survivor benefit

Select your sources of income

If your income changes, you should check whether this will affect your Anw survivor benefit and whether you must report a change.

If you are unsure whether you must report a change, please contact us.

You have a survivor pension from a pension fund or an insurer

See what sources of income are deducted in full or not at all from your Anw survivor benefit.

  • Survivor pension from your partner’s annuity
  • Widow’s pension, widower’s pension or partner pension from a pension fund or an insurer

  • Survivor benefit received under the laws of a country other than the Netherlands

If you receive a survivor benefit under the laws of another country, this income will generally be deducted in full from your Anw survivor benefit.

If your benefit is more than €1,610.71 gross per month, you will no longer receive an Anw survivor benefit.

European Union or treaty country

The situation might be different if you receive a survivor benefit from a country of the European Union (EU) or a treaty country . This will depend on the country and your situation. Please contact us if this applies to you.

You have income from paid employment

See what sources of income are deducted in part or not at all from your Anw survivor benefit.

  • Your holiday allowance
  • Annuities that you have taken out yourself
  • The disposable part of an annuity you have taken out through your employer
  • Survivor pension from your partner’s annuity
  • The one-off payment you get if your employment ends

  • The taxable income
  • A 13th month’s payment
  • An end-of-year bonus
  • A long-service bonus or anniversary bonus, with the exception your 25-year and 40-year work anniversaries (these are not deducted)
  • The addition for private use of a company car
  • Your benefit under the Unemployment Benefits Act for as long as you are still employed by your employer
  • The taxable part of the travel allowance you receive from your employer

These sources of income are deducted in part from your Anw survivor benefit in the following way:

  • The first €1,122.90 of your gross income is disregarded
  • Two thirds of the income above €1,122.90 is deducted from your Anw survivor benefit
  • If you earn more than €3,538.97 gross per month, you will no longer get an Anw survivor benefit

These amounts might change every 6 months.

Example

You earn €1,200 gross per month.

The first €1,122.90 is disregarded. An amount of €77.10 remains.

Two thirds of €77.10 is €51.40 gross.

We will deduct €51.40 from your Anw survivor benefit.

You have income from business activities or self-employment

Part of this income will be deducted from your Anw survivor benefit:

  • the taxable part of the profits from your own business
  • the taxable income from self-employment
  • the addition for private use of a company car
  • the rental income from business activities

These sources of income are deducted in part from your Anw survivor benefit in the following way:

  • The first €1,122.90 of your gross income is disregarded
  • Two thirds of the income above €1,122.90 is deducted from your Anw survivor benefit
  • If you earn more than €3,538.97 gross per month, you will no longer get an Anw survivor benefit

These amounts might change every 6 months.

Example

You earn €1,200 gross per month.

The first €1,122.90 is disregarded. An amount of €77.10 remains.

Two thirds of €77.10 is €51.40 gross.

We will deduct €51.40 from your Anw survivor benefit.

You are a carer and receive payments from a personal care budget (PGB)

See what sources of income are deducted in part or not at all from your Anw survivor benefit.

If you receive an allowance for voluntary work, a maximum of €210 per month or €2,100 per year of your allowance will not be deducted from your Anw survivor benefit.

  • Payments received from a personal care budget (PGB)
  • An allowance for voluntary work: the amount above €210 per month or €2,100 per year

These sources of income are deducted in part from your Anw survivor benefit in the following way:

  • The first €1,122.90 of your gross income is disregarded
  • Two thirds of the income above €1,122.90 is deducted from your Anw survivor benefit
  • If you earn more than €3,538.97 gross per month, you will no longer get an Anw survivor benefit

These amounts might change every 6 months.

Example

You earn €1,200 gross per month.

The first €1,122.90 is disregarded. An amount of €77.10 remains.

Two thirds of €77.10 is €51.40 gross.

We will deduct €51.40 from your Anw survivor benefit.

You get income support or another benefit under the Participation Act

If you are currently receiving income support and you will be getting an Anw survivor benefit, your income support will stop. You do not have the option of choosing between income support and the Anw survivor benefit. You are required to claim an Anw survivor benefit.

You receive a different benefit

See what sources of income are deducted in full, in part or not at all from your Anw survivor benefit.

  • Your holiday allowance
  • A statutory old-age pension or statutory early old-age pension received from a country other than the Netherlands
  • A widow’s pension, widower’s pension or partner pension from a pension fund or an insurer
  • The one-off payment you get if your employment ends
  • IOAW benefit (a benefit under the Act on Income Provisions for Older and Partially Disabled, Unemployed Persons)
  • IOAZ benefit (a benefit under the Act on Older and Partially Disabled Former Self-Employed Persons)
  • IOW benefit (Older Unemployed Persons Income Scheme Act)

  • Your  benefit under the Unemployment Benefits Act for as long as you are still employed by your employer (unless the Employee Insurance Agency (UWV) reimburses it. You should check this with your employer)
  • Income from old-age pension or early retirement pension, or ‘VUT’ early retirement benefit

These sources of income are deducted in part from your Anw survivor benefit in the following way:

  • The first €1,122.90 of your gross income is disregarded
  • Two thirds of the income above €1,122.90 is deducted from your Anw survivor benefit
  • If you earn more than €3,538.97 gross per month, you will no longer get an Anw survivor benefit

These amounts might change every 6 months.

Example

You earn €1,200 gross per month.

The first €1,122.90 is disregarded. An amount of €77.10 remains.

Two thirds of €77.10 is €51.40 gross.

We will deduct €51.40 from your Anw survivor benefit.

  • Paid life-course savings scheme
  • Wajong benefit
  • WAO benefit
  • IVA benefit
  • WAZ benefit
  • WGA benefit
  • WIA benefit
  • WW benefit (no longer working for an employer)
  • Other benefits

Sickness benefit

Sickness benefit is deducted in full from your Anw survivor benefit.

In some exceptional situations, only part of your sickness benefit is deducted from your Anw survivor benefit. We will check whether this is the case after we have received your claim.

Survivor benefit received under the laws of a country other than the Netherlands

If you receive a survivor benefit under the laws of another country, this income will generally be deducted in full from your Anw survivor benefit.

The situation might be different if you receive a survivor benefit from a country of the European Union (EU ) or a treaty country . This will depend on the country and your situation.

You have other income

See what sources of income are deducted in full, in part or not at all from your Anw survivor benefit.

  • Rent benefit
  • Healthcare benefit
  • Interest
  • Maintenance
  • Widow’s pension, widower’s pension or partner pension from a pension fund or an insurer
  • Allowance for voluntary work for a maximum of €210 per month or €2,100 per year
  • Annuities  that you have taken out yourself
  • The disposable part of an annuity you have taken out through your employer
  • The survivor’s pension from your partner’s annuity
  • Dividend
  • Salary savings that are paid out
  • Savings
  • A statutory old-age pension or statutory early old-age pension received from a country other than the Netherlands

Rental income

Rental income from private property is not deducted. Conversely, part of the rental income you get from a business or self-employment is deducted.

  • Income from old-age pension or early retirement pension, or ‘VUT’ early retirement benefit
  • Savings component of a life-course savings scheme
  • An allowance for voluntary work: the amount above €210 per month or €2,100 per year

These sources of income are deducted in part from your Anw survivor benefit in the following way:

  • The first €1,122.90 of your gross income is disregarded
  • Two thirds of the income above €1,122.90 is deducted from your Anw survivor benefit
  • If you earn more than €3,538.97 gross per month, you will no longer get an Anw survivor benefit

These amounts might change every 6 months.

Example

You earn €1,200 gross per month.

The first €1,122.90 is disregarded. An amount of €77.10 remains.

Two thirds of €77.10 is €51.40 gross.

We will deduct €51.40 from your Anw survivor benefit.

  • Paid life-course savings scheme