Building up an AOW pension
Each year of insurance under the AOW scheme entitles you to 2% of a full AOW pension. You can build up your AOW pension in the 50-year period before you reach your AOW pension age. If you are insured under the AOW scheme, you will be required to pay AOW contributions on your income.
You will get a full AOW pension if you have been insured for 50 years.
You will not get an AOW pension if you were born on or after 1 January 1950 and you were insured under the AOW scheme for less than 1 year.
Voluntary insurance if you are going to live or work outside the Netherlands
If you are going to live or work outside the Netherlands but you want to keep building up your AOW pension, you may be able to take out voluntary AOW insurance.