If you do not wish to be covered by Dutch national insurance

If you do not wish to be insured under the AOW scheme, for example because of your convictions or beliefs, read what you can do.

Non-insurance because of your convictions or beliefs

If you do not wish to be covered by any form of insurance because of your convictions or beliefs, you can request a statement (an exemption) to show that you are not insured in the Netherlands.

Other reasons for non-insurance

If you receive wages or a benefit, you will usually pay national insurance contributions automatically. 

If you do not wish to be insured and you meet the conditions for non-insurance, you can apply for an exemption. This means you will no longer be insured and you will stop paying contributions.