You do not wish to be insured under the AOW pension scheme

If you do not wish to be insured under the AOW pension scheme, for example because of your convictions or beliefs , read what you can do.

Non-insurance because of your convictions or beliefs

If you do not wish to be insured because of your convictions or beliefs, you can request a certificate of non-insurance.

Other reasons for non-insurance

If you receive wages or a benefit, you will usually pay national insurance contributions automatically. 

If you do not wish to be insured and you meet the conditions for non-insurance, you can apply for an exemption . This means you will no longer be insured and you will stop paying contributions.