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Voluntary AOW/Anw insurance home

Voluntary AOW/Anw insurance in brief
You move or return to the Netherlands
You are going to live or work outside the Netherlands
Applying for voluntary insurance

Select the situation that applies to you

Living or working outside the Netherlands

  • You are going to live or work outside the Netherlands
  • What are the conditions for for taking out voluntary insurance?
  • How much does voluntary insurance cost?
  • How long can you take out voluntary insurance for?

New to the Netherlands

  • You are going to live or work in the Netherlands
  • What are the the conditions for buying back AOW insurance?
  • How much does it cost to buy back AOW insurance?
  • For which years can you take out voluntary insurance?

What is voluntary insurance?

If you are going to move out of the Netherlands or have moved to the Netherlands, you can take out voluntary insurance under the AOW scheme or Anw scheme, or both.

More information about voluntary insurance

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The SVB, the organisation responsible for implementation of the Dutch national insurance schemes