AOW pension rates depending on living situation
The amount of AOW pension you can get depends on your living situation, that is, whether you live on your own or share a house with another adult.
The AOW pension rates are based on a percentage of the Dutch net minimum wage. The amount you can get depends on your living situation. Click below to read more about the percentage rates for each living situation.
Percentages depending on living situation
You live on your own
Your AOW pension will be based on 70% of the net minimum wage.
You live with someone who does not yet receive an AOW pension
Your AOW pension will be based on 50% of the net minimum wage.
You live with someone who also receives an AOW pension
You will each get up to 50% of the net minimum wage. Together, you can get up to 100% of the net minimum wage
How does the SVB define your ‘living situation’?
Sometimes, it is not immediately clear whether you can get an AOW pension at the rate for a person living alone or for a person living with another adult. Answer the following questions and find out what rate of AOW pension you can get.
Or read more about the different types of ‘living situation’ under the AOW pension scheme.