AOW pension rates depending on living situation

The amount of your AOW pension depends on your living situation. In other words, on whether you live alone or with another adult. 

The AOW pension rates are based on a percentage of the Dutch net minimum wage . The amount you get depends on your living situation.

Percentages depending on living situation

For details of the applicable percentages, select the situation that applies to you. 

You live alone

Your AOW pension will be based on 70% of the net minimum wage.

You live with someone who does not yet receive an AOW pension

Your AOW pension will be based on 50% of the net minimum wage.

You live with someone who receives an AOW pension

You will each get up to 50% of the net minimum wage. Together, you can get up to 100% of the net minimum wage.

Check your situation

Sometimes, it is not immediately clear whether your AOW pension will be at the rate for a person living alone or for a person living with another adult. Answer the following questions to find out which AOW pension rate applies to you.

Or read more about the different types of living situations under the AOW pension scheme.