You are a student or doing an internship

If you are going to study or do an internship, select the situation that applies to you and see whether you are insured under the Dutch long-term care scheme (Wlz scheme). 

Your situation

To decide whether you are insured under the Wlz scheme, we also look at whether you are working in the Netherlands.

  1. You have come to the Netherlands to study here

    If you are a student from another country and you have come to the Netherlands for study purposes only, you will normally not be insured under the Wlz scheme, even if you are registered as living at an address in the Netherlands. This means that you will not be required to take out Dutch health insurance. 

    If you have come to the Netherlands as a student from one of the BES islands or from Aruba, Curaçao or Sint Maarten, and you have been staying here or plan to stay here for a number of years, you may well be insured under the Wlz scheme.

  2. You are going to start working in the Netherlands

    If you start working in the Netherlands alongside your studies or you start doing volunteer work for which you get paid, you may well become insured under the Wlz scheme. If so, you will be obliged to take out Dutch health insurance.

  3. You are going to do an internship

    If you do an internship for which you are paid at least the Dutch minimum wage , you will be subject to compulsory insurance under the Wlz scheme.

    If you receive expenses, these will also count as payment for your internship. You should bear in mind that room and board may also be regarded as payment or remuneration.

To decide whether you are insured under the Wlz scheme, we also look at whether you are working outside the Netherlands.

  1. You are doing an internship, work as a volunteer or au pair, or are doing PhD research outside the Netherlands

    If you are doing an internship outside the Netherlands, or if you are doing volunteer work, working as an au pair or are doing PhD research and you have not received a letter from the CAK , you do not need to request an assessment of your Wlz insurance position. Simply contact your health insurer.

  2. You have a part-time job outside the Netherlands

    If you start working alongside your studies and you get paid for it, your insurance under the Wlz scheme may stop.

Every situation is different

Our website cannot show you immediately whether or not you are insured under the Wlz scheme. Every situation is different. If you have any questions, please contact us. If you want to know whether you are insured, apply to us for an assessment of your Wlz insurance position.

More information