You are resident or working outside the Netherlands and you reach your AOW pension age

If you are resident or working outside the Netherlands and you are voluntarily insured under the AOW pension and/or Anw survivor benefit schemes, it is important to know what will happen with your insurance when you reach your AOW pension age. Select the situation that applies to you to find out how this will affect you.

You are voluntarily insured under the AOW pension scheme

If you are only voluntarily insured under the AOW pension scheme, your voluntary AOW insurance will stop when you reach your AOW pension age. We will then send you a contribution invoice for the period from 1 January until the date you reached your AOW pension age.

You are only voluntarily insured under the Anw survivor benefit scheme

If you are only voluntarily insured under the Anw survivor benefit scheme, you can continue your Anw insurance after you reach your AOW pension age. Nothing will change, and you will receive a contribution invoice for the whole year as usual.

You are voluntarily insured under the AOW pension and Anw survivor benefit schemes

If you are voluntarily insured under the AOW pension and Anw survivor benefit schemes, you will receive an AOW pension when you reach your AOW pension age, and your voluntary AOW insurance will stop. 

If you wish to continue your voluntary Anw insurance after you have reached your AOW pension age, we will send you a contribution invoice for the whole year.